Welcome! | Ask A Question

 
 
 
 
Question

Asked 3/31/2010

I have HSA account, but my husband doesn't. Can i pay from my HSA account for my husband's eye sugery like LASIK?

I have HSA account, and i have spare money on it. I didn't use for a couple years. My deductable is 2700, but i have more then that. Can i still pay for my husband's surgery even though he is not on my insurance or HSA?

 
 
 
 
 
Answers

Answer 1/2 - Submitted 1/15/2011

Yes, you can use a HSA to reimburse qualified medical expenses for your spouse even though he is not on your insurance.

 
 

Answer 2/2 - Submitted 9/29/2011

The answer is that it depends on the terms of the HSA. Most are still fairly flexible, but there are some exceptions. Beyond these general guidelines, definitely consult with the HSA administrator for a concrete answer to this situation.

Under ordinary conditions, an HSA may go toward the expenses incurred by a spouse. The best chance of this happening is if your spouse is designated as an HSA beneficiary. This is different from actually being part of the HSA or having his own account, as with traditional health plans. Thanks to their unique flexibility, your husband should be able to use some of your funds, as long as he is connected to the account somewhere.

If he's not added, then there might not be any hitches either. It often takes a simple call or online alteration of the HSA to add a beneficiary. Unlike health insurance plans that rarely let you retroactively add new family members, HSAs are much more open. Spouses and children are commonly added. The account can then reimburse expenses that occurred, even before the person was officially on your HSA.

 
 
 
 
Answer This Question Now

Type your Answer in the box below and post your answer.

Learn more about how this works

 
 
 

Related Questions (Ask a New Question)

 
Can my wife be treated the same way for my family hsa account as i am?

Just tried to open an hsa account at my bank for my wife and i, but ran into an interesing problem. the bank has informed me that each of us needs to open up our own hsa account. and even though i understand that we will be using a family account, and we can get her a card to be able to pay for the...

See Answers

 
Hsa accounts

I am over 65 and have part a medicare; my husband is still working full time and carries me under his medical insurance plan.l he contributes to an hsa account and pays my medical bill from that account. the bank where he has his hsa account is telling him that he cannot contribute for me and pay...

See Answers

 
What health equipment can i purchase with my hsa account?

I am 67 years old and in less than 3 months i'll be 68. i have osteoarthritis and i am borderline obese and my doctor has prescribed that i purchase a mattress for alleviation of arthritis and if i can't take walks outside, i should join a fitness program or buy a treadmill with a heart rate...

See Answers

 
Related Questions

Can my wife be treated the same way for my family hsa account as i am?


Just tried to open an hsa account at my bank for my wife and i, but ran into an interesing...

 

Hsa accounts


I am over 65 and have part a medicare; my husband is still working full time and carries me...

 

What health equipment can i purchase with my hsa account?


I am 67 years old and in less than 3 months i'll be 68. i have osteoarthritis and i am...

 

Can hsa accounts be merged?


My question has several layers. i have one hsa account and pay to have my spouse covered...

 

Going from 3 years of hsa plans to a non-hsa plan


In 2006, 2007, and 2008 i had a hsa high deductible health insurance plan that was subsidized...

 

If i close my hsa because of the fees and open another hsa at a different bank, can i get reimbursed for health care expenses...


I had many healthcare expenses since i started my first hsa, but i didn't get them all...

 
 

See more HSA questions

 
 
 
 
 

Ask A Question

Ask a new question about
HSA: